[cnn-photo-caption image=http://i.cdn.turner.com/cnn/2010/HEALTH/03/25/health.care.law.basics/story.ep.jpg caption="Insurers will be barred from excluding children with pre-existing conditions." width=300 height=169]
President Obama signed sweeping health care reform into law Tuesday. The Senate must now pass a package of changes that will reconcile the differences between Senate and House bills. If those changes are worked out, here is how health care reforms will affect you:
Within the first year
• Young adults will be able stay on their parents' insurance until their 27th birthday.
• Seniors will get a $250 rebate to help fill the "doughnut hole" in Medicare prescription drug coverage, which falls between the $2,700 initial limit and when catastrophic coverage kicks in at $6,154.
• Insurers will be barred from imposing exclusions on children with pre-existing conditions. Pools will cover those with pre-existing health conditions until health care coverage exchanges are operational.
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