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We live in North Port, FL (not too far from Fort Myers) and have been laid off for over 8 months. We did not get into our mortgage irresponsibility. We have lived in our home for over 21 yrs. We have used up all of our savings, have not missed a mortgage payment or even been late in all these 21 yrs. We have tried to refinance with Wells Fargo Financial 3 times in these 8 months.They refuse to help us! We are trying hard! We don't know how much longer we can hang on. All we need is a loan modification to keep on keeping on. We could actually make it on my husband's income with a loan mod. until I could gainfully be employed again. We are so discouraged with the unwillingness of Wells Fargo Financial.
Good night, Anderson, Erica!
It has been a pleasure to be here with you today!
Good night, bloggers! Good night, Megan!
A great weekend for all
Anderson and Erica,
There are chances of you blog with us during the Oscar? It would be simply wonderful!
While the problems we face are horrendous, and we need quality leadership, there is something bizarre about the incessant emphasis of the press on President Obama's performance, in search of what is not good. If only we had that level of care during the last 8 years.
I agree with Robert Gibbs in the part of the "ranting trader" story you did not mention: GIbbs noted that the cable networks own a significant portion of credit for meticulous reporting that focuses on defeat and what will not work. Does "keeping them honest" not include what is good?
Money Summitt –
Is there anything planned to reduce the high credit card interest rates that are strangling consumers ability to pay down debt? What about current credit reporting rules.
This is non Sense….Nationizing the Banks is not the answer to this
crisis insted they should stabilize the U.S mortgage crisis and stop bleeding in the U.S financial market first without burning tax payers money; here is my proposal to fix the mortgage crisis…
1. Fed Govt. should be investing directly into the troubled properties by buying up the land from the home owner/lender on behalf of the county and then allow county to lease that land back to the home owner on a yearly basis for a small fee; this money will go back to the lender to recapitalize lender’s (bank’s) balance sheet; that will bring down the loan value... means the monthly morgage payment to the home owner...
2. Start negotiations to reset the price of the home according to current market condition based on neighborhood data from the county.
3. Federal Govt. should allow county to auction future price gain of that property (50%) for the next 30 years to the public, then rest of the price gain 20 % will go to federal govt. 30% will go to the property owner,The proceed from this auction will go to the lender/Bank to offset some of bank’s loss due to negotiated price reduction;
I know this is little expesive investment from Gov. but atleast they will get yheir money back with some gain in the future
hanging out together, having a glass of wine, those things sound nice,
time to say good night already? Have a great weekend all. Good night Megan? Good night everyone.
Well, 11 PM almost and I guess I was off-topic (or just elsewhere completely (laughs)). Good night and good weekend to all, Anderson, Erica, David, all you bloggers (both regulars and newbies). I'm off to relax! :D
Good show tonight – Anderson, Erica, Panel & 360 Floor Crew.
Anderson, I really enjoy the mix of topics you present each night.
Good night, Fellow Bloggers - good chat.
Hope everyone has a good weekend - here in Northern Illinois we are expecting 6 to 8 inches of snow tonight/tomorrow - Spring can't come soon enough.
Have a nice weekend Anderson... Good evening!!!
Have a nice wknd everyone! Goodnight, i'm off to watch my late night talk show.LOL
Goodnight Anderson – aka The Prince of Primetime News.
AC 360 Rocks!!!
Thanks Anderson and Erica for the shot.
Some smiles at the end of the show does not hurt, right?
Good night to all.
Have a great weekend!!
Break my heart some more Florida. Yesterday, reading in a national publication here in Port ORchard, Wa, I learned a 24 year-old single mom of 2 was losing her home., purchased when she was 20. She had one child, continued working. Chose to have another child and wanted to take 6 months off work for "maternity leave". She refinanced her home to support her choice of having another child and taking time away from work. Lo and behold, she "misunderstood' the terms of the refinance, could not make the payments and is now expecting taxpayers to rescue her from foreclosure.
Sorry. Every step of the way she made her own decisions; have a nother child, take "maternity leave" of 6 months. Responsibility for her choices are hers and hers alone, not the taxpayers.
She's 24 and has a lot of years to recover from her bad decisions. I vote no help. Rent an apartment, work hard, care for kids and learn from your mistakes. And grow up!
I can't believe the selfish comments I'm hearing on AC360 about people who have kept up with their house payments not wanting to help others who are in trouble and are asking why they (the responsible ones) aren't getting something! What has happened to charitiy? Paying our bills, including our mortgage, is simply being responsible. We don't need to be rewarded for being responsible. But we do need to help people who are in trouble, even if it's because they've made a mistake. I think there are too many people out there whose parents paid them for doing their "chores" when they were little so they never learned that we're not supposed to be rewarded when we do what's right and behave responsibly. And it seems they also didn't learn what it means to have a charitable heart.
When you stop and think about it, even if we are in a financial crisis, if we stop and look at everything we have available to us as compared to third-world countries and some other countries abroad, we are still rich. We have access to (relatively) clean water, can read books at libraries, have access to tons of information through the Internet... Being grateful for the things we _do_ have may help us to focus on how to achieve other things we'll be greatful for as well when we get them. Kick the fear out, invite the gratitude in. Sounds simplistic, but test it on a small scale and see what flows.
Have the Fed take over the band banks now. They treat the 90+% of us that are working like valued assets for a change, and lend. The credit markets will flow. The good banks make money and the bad banks fail. The taxpayer makes money from the lending Fed banks and our credit markets are flowing and the problem is solved, without wasting more taxpayer money.
Great show tonight Anderson. Good night all Bloggers and see you Monday night. Lots of good information tonight Anderson.
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